How to Reprogram Your Mind to Make More Money Without More Stress

Stressed entrepreneur overwhelmed with work, surrounded by paperwork and a laptop.

If making more money was just about hard work, every exhausted entrepreneur would be rich.

But it’s not.

Your bank account is a reflection of your mindset.

If you’re constantly grinding but still feel stuck financially, the problem isn’t your strategy—it’s your inner money programming keeping you in a cycle of stress and scarcity.

How I Broke Free from a Scarcity Mindset

Low credit score report and stack of unpaid bills symbolizing financial stress.

For years, I believed that making money was supposed to be hard. That’s what I was taught. I grew up hearing that rich people were greedy and that financial struggle was just part of life unless you were “lucky.” That conditioning shaped how I saw money—and for a long time, it kept me stuck.

At one point, I was broke, had a 500 credit score, and felt trapped in a cycle of financial stress. But here’s the kicker: Even before I got myself out of that situation, I started thinking differently about money. I stopped repeating the things I had always heard—things like “money doesn’t grow on trees” or “you have to work twice as hard just to get by.” Instead, I started seeing myself as worthy of wealth and began believing that I could generate money with ease.

But here’s where the real breakthrough happened.

I realized I had subconscious guilt around money. Deep down, I felt uncomfortable making more than my mother ever did. I didn’t want to look like a “hot shot.” I didn’t want my success to create distance between me and my family.

Without even realizing it, I was sabotaging myself because I feared that making more money would mean losing connection with the people I loved.

That was stinking thinking. That was scarcity. And I knew I had to flip it on its head.

So I did.

I started practicing what I now teach—visualizing money coming to me easily, feeling gratitude for it, and rewriting my beliefs about wealth. I committed to seeing myself as someone who attracts, manages, and circulates money wisely. And once I made that shift, everything changed. Money stopped feeling like something I had to chase and started feeling like something that naturally flowed to me.

If I could make this shift while still technically “broke”—so can you.

The Mental Blocks Keeping You Broke

Split image of one person working frantically and another working calmly and focused.

If you feel stuck in a financial rut, chances are you have at least one of these hidden money blocks:

  • Tying self-worth to effort: Believing money only comes from working harder, not smarter.
  • Fear of judgment: Worrying about what others will think if you start making serious money.
  • Guilt around success: Feeling like wealth will disconnect you from your family or old identity.

The truth? None of these are actually about money. They’re about your relationship with self-worth, visibility, and identity. Once you shift those, money flows in ways you never expected.

How to Shift Into a Wealth Mindset

Jessica creating a vision board, focused on attracting abundance.
  1. Upgrade Your Beliefs: Challenge the stories you tell yourself about money. Instead of “money is hard to earn,” try “money flows easily when I provide massive value.”
  2. Detach Effort from Income: Stop associating money with grinding and struggle. Focus on value creation, scalability, and leverage.
  3. Let Go of Guilt: Your success doesn’t take away from others. In fact, your wealth can be a blessing to the world.
  4. Surround Yourself with Wealth Consciousness: Get around people who think bigger. Wealth is a frequency—tune into it.

Ready to Rewrite Your Money Story?

The North Star Method book on a bedside table with a notebook and highlighter, ready for reflection.

My book, The North Star Method, lays out the exact steps I used to break free from a poverty mindset and create financial freedom. If you’re ready to rewrite your money story and start attracting abundance, this is your blueprint.

📖 Grab the $1 E-version here!
📚 Prefer a physical copy? Order the paperback here.

This is for the person who loves a good bedside table book, highlighting key insights, and taking notes as they go. The work you do today will change your financial future. Start now. 🚀

Leave a Comment

Search

Never Miss a Thing

Jessica Perez-Beebe

Founder & CEO

Jessica Perez-Beebe is the founder of Live Now, LLC, a coaching company for coaches!

She’s a pro-athlete, entrepreneur, certified strategic life coach, and recognized expert in mindset, performance, and personal transformation. She works with coaches and exceptional leaders who want to hit their next level of excellence.

Her proven PRO-system helps coaches and entrepreneurs adopt the habits, thought patterns, and performance methods used by pro-athletes to get consistent results without overwhelm or burnout.

Follow Me